Representatives and Staff
Atlantic Provinces	Alberta	British Columbia
Manitoba	North West Territory	Nunavut
Ontario	Saskatchewan	Yukon

Owen Dickie

Owen was born and educated in Dalhousie, N. B. He moved to Fredericton in 1993 and it was at that time that he began his career in the financial world. He first became involved with Many Nations in the year 2000. Owen is grateful for the many friends he has made through his work with the First Nation communities in the Atlantic Provinces and has developed a great understanding of their needs. He takes great pride in developing solutions for their financial future. His goal is to help them achieve financial security in all areas such as retirement planning, estate preservation and employee benefits. Owen has three sons, Shane, Matthew and Trevor and a daughter, Tiffany. Email: owen@manynations.com

Darrel A. Spencer, CSA

Darrel's background in Insurance and Financial Planning is from 1995 to present. He is Manager/part owner of Tingley's Save Easy Nashwaaksis Place Fredericton for over 20 years. He is married to Maxine Bird and they have three married sons. He has qualified for membership for the 6th consecutive year into the Million Dollar Round Table (MDRT). His membership places him among the world's best life insurance and financial professionals. Email: darrel@manynations.com